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Veteran Administration Loans | Area Home Lending Baton Rouge

Area Home Lending by Jason Guerin knows VA Loans in Baton Rouge are designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration.

Requirements
If you live in one of our many service areas like Baton Rouge we know to be eligible you must be a veteran or still in the Armed Services without having a dishonorable discharged. You must also have served at least 181 days (90 days in wartime). A FICO credit score of 580 is the standard the VA sets for home loans. However, this is flexible, and some cases are taken into consideration.

Benefits
If a veteran in Baton Rouge has no credit history, alternatives such as rent and utility bill payments are accepted. If credit problems stem from combat injuries, the credit score requirement is waived. The VA loan helps you purchase a home with a competitive interest rate often without requiring a down payment or private mortgage insurance since it is one of our 100% financing loan options.

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Area Home Lending 1737 Oakdale Dr Baton Rouge, LA 70809 (225) 663-2500
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