Reverse Mortgage | Area Home Lending Baton Rouge

A reverse mortgage in Baton Rouge is a loan available to people over 62 years of age that enables a borrower to convert part of the equity in their home into cash.

Requirements
You must own a home, be at least 62, and have enough equity in your home. There are no medical requirements.

Benefits
For a reverse mortgage in Baton Rouge there are many benefits including getting to stay in your home while improving your finances, it has a low risk of default, no downside, tax free, no restrictions, flexible, flexible payment options, and is federally insured.

The largest selling point of a reverse mortgage in Baton Rouge is that it provides income that people can tap into for things such as retirement. The borrower's credit is not relevant, and is often unchecked, because the borrower does not need to make any payments. The reverse mortgage is a flexible product that can be used in different ways. How you use the funds from a reverse mortgage is up to you, and it is typically tax free.

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